Home Invest
Spread the Word!

Funding For Rental Property Investments

Our ultimate goal at Home Invest is to help you retire and live off your passive income from real estate rentals. Every new investor starts by connecting with one of our Home Invest Advisors to develop a personalized investing strategy. An important part of getting started is knowing what funding options will best match your investing strategy.

There are several funding options we encourage investors to use. In certain cases you may be restricted by what funding options are allowed, but we start by understanding your unique financial position to help you choose the best strategy for your goals.

All​​​​​ Cash

As the name implies, this funding is solely made up of cash. It’s the easiest and most secure investment option. It puts you in the driver’s seat of negotiations. Many sellers will give cash-only buyers a preferred status when considering offers. All Cash means you also have no mortgage to worry about and peace of mind that your property has little to no overhead from Day One.

1031 Exchange

A 1031 Exchange allows you as a real estate investor to defer capital gains taxes from the sale of a property. You as the investor can safely protect your sale proceeds by investing in new properties instead of paying capital gains taxes. Our Advisors can pair you with a 1031 Exchange expert if you need any help with this process.

Solo 401k

If you’re a self-employed business owner, you may be eligible to fund your rental property investments through your Solo 401k. We recommend connecting with your tax advisor to learn more about leveraging your Solo 401k for real estate investing.

Self-Directed IRA (SDIRA)

Diversifying your IRA funds is an excellent way to protect against market loss over time. Real estate is one of the rare investments in this life that consistently increases in value. A self-directed IRA, or SDIRA as it’s often referred to by investors, allows you to choose where to invest your IRA funds into the future. By using your IRA funds to purchase rental properties, you can receive tenant returns as well as market appreciation over time. It also means you can purchase, sell, and even exchange your properties from your portfolio without significant tax implications. Using a self-directed IRA to purchase rental properties can open up a new world of financial freedom. It can free you from watching the stock market as you consider retirement.

Bank Finance

Traditional bank financing is another option we recommend to some investors. As with purchasing your primary residence, traditional bank financing comes with the same type of process including inspections, appraisals, paperwork, and closing details. ​Rates and terms will depend on several factors such as the property value, how much of a down payment you're making, and how long-term the loan will be.

Private Financing

There are occasions where an investor is in a position to secure private financing for purchasing rental properties. We work with you as the investor and the other private party as the financier to verify the appropriate funding is in place. Any questions and concerns you or your financier may have are welcome to be expressed throughout the process. ​Our goal is to help you and your financier receive the returns you expect moving forward.

Investment options to fit your strategy

Passive income, asset lending, flips, and growth funds. Find what’s right for your investing strategy.